Real Estate
In difficult economic times, there may be no better time to have a real
estate lawyer by your side. If the mortgage crisis is making it difficult or otherwise burdensome to pay the note on your residential or
investment property, it is time to consult with a real estate attorney to discuss your options. A real estate attorney can deal directly with
a lender or lender's attorney to negotiate a deal on your behalf that
may limit the amount of money you have to pay as well as limit the
damage, if any, done to your credit. If you are facing foreclosure or
the inability to make your mortgage payments on your home or investment
property, you should consult with one of our real estate attorneys to
discuss your options and help you make an informed decision. It is very
important that you act quickly to avoid prejudicing your case and
limiting your options. The following may be options available to you
(please note that all options may not be available to all consumers):
- Negotiating different terms for the repayment of the note:
- including a lower or fixed interest rate or lower monthly payments;
- Deed in lieu of Foreclosure proceedings: to transfer the title back to the lender by agreement and attempt to reduce or avoid a deficiency judgment;
- Consent Foreclosure: to proceed with foreclosure proceedings (civil action in court) but reduce or avoid a deficiency judgment;
- Foreclosure: representation through the foreclosure process to assert all possible defenses.
Each individual situation is unique and that is why it is important to discuss your situation with one of our attorneys.
The Law Offices of Stephen K. Miller is also prepared to handle your
real estate needs such as commercial or residential title examinations
and closings, whether incidental to a dissolution of marriage or probate
action or simply to meet the needs of a new client. The Law Offices of
Stephen K. Miller may act on behalf of the buyer or seller in a real
estate closing or act as the title agent for the sale or purchase of
real property. The attorneys at the Law Offices of Stephen K. Miller
work closely with the Attorneys' Title Insurance Fund, Inc. to meet and
exceed all of your expectations in the field of real estate law.